"...a number of workers have contacted us saying, because of the freeze and the grim outlook for 2013, they may retire to get the COLA. A good plan but for one flaw: It won't work.
David Snell, director of retirement services for NARFE says the COLA countdown process is almost as complex as the mysteries of the Mayan calendar:
The calendar for COLAs is different than what everyone thinks of as normal..."