How Are Your TSP Funds Invested?

"...One of the more frequent questions we see from readers reads this way: “How should I spread my investments among the TSP funds?”...

...for federal employees, there are many variations of how to invest depending on individual circumstances. These circumstances include the retirement system in which you are enrolled, the length of time until your retirement, your overall financial situation including the amount of debt you have and the assets you have accumulated as well as your personal financial goals..."

Read more at FedSmith.com

Treasury Taps Federal Retirement Funds Again

"...The Treasury Department once again is tapping federal retirement programs to buy the government more time to increase the nation’s debt ceiling.

Treasury Secretary Jack Lew on Friday announced the extraordinary measures the government will use to avoid a default through the summer, including tapping into and suspending investments into the Civil Service Retirement and Disability Fund and halting the daily reinvestment of the government securities (G) fund, the most stable offering in the Thrift Savings Plan's portfolio..."

Read more at GovExec.com

TSP Exams why Young Workers Stay in 'safe' G Fund

"...While automatic enrollment for new hires has increased participation in the Thrift Savings Plan over the last few years, a recent report suggests many of them are staying in the super-safe G Fund — instead of reallocating money into other funds.

"I think the big takeaway of what we saw is that the number of people that are the youngest that are invested heavily in the G Fund — the super-safe, never-has-a-bad-day G Fund — is higher than we expected," said Greg Long, executive director of the Federal Retirement Thrift Investment Board in an interview on the Federal Drive with Tom Temin and Emily Kopp.

Unless new hires choose otherwise, their automatic enrollments default into the G Fund..."

Read more at FederalNewsRadio.com

Effect of Debt-ceiling Suspension on TSP G Fund

"...The pending debt-ceiling relief bill would end a financial maneuver under way involving the Thrift Savings Plan’s most popular investment fund, although the process might be repeated in a matter of months unless a longer-term fix is put in place, the TSP said Monday.

The Treasury has “disinvested” the TSP’s government securities fund, or G Fund, in effect taking that obligation off the books to avoid a default on the national debt. That maneuver has been used many times in similar situations; both the TSP and Treasury have said that as in the past, accounts continue to be credited with interest and there is no impact on loans or withdrawals.

“It is worrisome to the participants,” Executive Director Greg T. Long said at the TSP governing board’s monthly meeting. “The fund is made whole, but we would rather it not happen.”..."

Read more at The Washington Post

TSP G fund made whole after suspension ends

"...The Treasury Department and the Federal Retirement Thrift Investment Board have ended a 15-day suspension of investments into federal employees' pensions, following Friday's increase of the debt ceiling by $1.2 trillion, as required by last summer's Budget Control Act..."

Read more at govexec.com

Thrift Savings Plan Results

"...The Thrift Savings Plan reported Tuesday that its most popular investment option, a fund of special-issue government securities called the G fund, gained 2.45 percent for the just-ended calendar year, while a fund that tracks the Standard & Poor’s 500 index of large U.S. company stocks, called the C fund, rose 2.11 percent.

The G fund held about 45 percent of investor assets while the C fund held 23 percent through November, the latest month for which participant figures are available..."

Read more at washingtonpost.com